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HOSPITAL INDEMNITY
Can you afford to pay more than $ 600 per day for a typical hospital confinement?
Although hospital indemnity is not major medical it certainly can provide you with valuable coverage for a much lower cost.
These plans pay you:
- A daily benefit for necessary care and treatment due to a covered accident or illness in the event an insured or a covered dependent is confined to a hospital
- Coverage is provided regardless of any other medical insurance you may already have
- Many levels of coverages are available enabling you to create the amount of benefits you want
- These plans are designed to compensate you for many of the non-medical expenses as well as any deductibles or time lost from work
- Optional riders may be added to the basic plan to meet your specific medical coverage needs
A professional tip:
to keep your medical premium increases to a minimum you may want to increase your deductibles and have an insurance professional design a hospital indemnity plan to fill in some of your out-of-pocket gaps.
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